Self Employed


Are you self-employed and finding it difficult to arrange competitively-priced mortgage financing for your home?

Lenders usually look for the following documentation for a self-employed mortgage is:

  • Your income tax returns and notices of assessment for the previous two-to-three years
  • Financial statements for your business.
  • Proof that your HST and/or GST is paid in full.
  • Contracts showing expected revenue for the coming years.
  • Your personal and business credit scores.
  • Proof that your down payment has not been gifted.

Because it is difficult to navigate which lenders specialize in self-employed mortgages or have more favorable terms for the self-employed, we, here at Mortgage Bridge Canada, can definitely guide you.

Best Rates
Term Posted Rates
1 Year 2.99% 2.34%
2 Year 2.84% 2.14%
3 Year 3.39% 2.29%
4 Year 3.89% 2.44%
5 Year 4.64% 2.39%
6 Month 3.10% 3.10%
7 Year 5.30% 3.44%
10 Year 6.10% 3.84%
Variable Rate 1.95%
Prime Rate 2.70%
Last Update Date:14-06-2017 *Rates are subject to change without notice. OAC, E&O.E